Calibra Board ReportKnow where your institution stands.
A board-ready quarterly Financial Health Report for any bank or credit union — composite score, all five CAMEL-style components with peer context, eight-quarter trends, and the red flags, written the way a CFO briefs a board.
Annual Subscription
- Four quarterly Board Reports for your institution
- Delivered by email the week new call-report data publishes
- Composite score + all five components with peer percentiles
- Eight-quarter trendlines and plain-English red-flag section
- Saves $97 against buying four single reports
One Quarterly Report
- One full Board Report for the most recent quarter
- Same scoring, charts, trends, and narrative as the subscription
- Ideal for a one-time board or exam-prep briefing
- Credited toward a subscription if you upgrade within 30 days
Institutional License
- Delivery to your full board, supervisory committee, and management team
- Simple invite link — works with directors' personal email addresses
- Eight-quarter report archive access
- Score-movement alerts between quarters (rolling out this fall)
- Priority questions answered by the analyst who built the model
Your board is required to monitor financial condition. Most tools weren't built for them.
Every credit union's supervisory committee and every bank's audit committee carries a duty to monitor financial condition — and most of those seats are held by volunteers who shouldn't need to parse a call report to do it. The incumbent analytics platforms are priced for institutions with analyst teams. The Calibra Board Report is priced for the people actually in the room: a clear composite score, honest peer context, and a narrative that reads like a good CFO's briefing — because it's built by one, a 30-year credit union capital-strategy executive and former CFO.
Want to see the scoring first? Look up any institution free in the FI Analyzer, and read the Calibra Pulse — our free mid-year read on all 8,500 U.S. depositories.
What exactly arrives each quarter?
A typeset PDF for your institution: the Calibra composite score, all five CAMEL-style components scored against your true peer group, eight-quarter trendlines, a plain-English narrative of what changed and why it matters, and a red-flag section your board can act on. It's formatted to drop straight into a board packet.
Is this the same as our CAMELS rating?
No. Calibra scores are analytical estimates computed from public regulatory filings (NCUA 5300 and FFIEC call reports). They are not examination ratings, are not the confidential CAMELS ratings assigned by your regulator, and involve no non-public information. Many boards use them precisely because they're an independent, documentable monitoring tool.
What happened to the founding rate?
The founding window closed September 1, 2026. Subscribers who joined at the $99 founding annual rate keep it permanently, for as long as they remain subscribed. New subscriptions are $299 per year, or $99 for a single quarterly report.
How does the institutional license handle our volunteer directors?
One license covers your whole institution. You get an invite link the board secretary can forward — directors register with whatever email they actually use, including personal addresses. No seat counting, no IT project.
When are reports delivered?
Within days of each quarterly call-report data release — typically March, June, September, and December. The regulators publish roughly ten weeks after each quarter-end, and your report follows within days of that. You'll have the analysis in hand before your next board cycle.
What if we're not satisfied?
Full refund on your current period, no questions. The product is meant to earn its renewal each quarter.